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AutoMarket Solutions, Inc.

1070 Tunnel Road
Suite 80
Asheville, NC 28805

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About AutoMarket Solutions, Inc.:

AutoMarket Solutions offers the Prepaid VISA® card to our network of car dealerships. The Prepaid Visa is the ideal retention tool that enables our dealers to provide their new customers a "thank you" for doing business with them while also providing them a valuable financial tool to manage their money.

Q. Why would a car dealer want to participate in the card program?
A. AutoMarket Solutions has developed a complete automobile buying experience for dealerships and customers that includes acquisition, retention and loyalty services. One innovative, retention and loyalty tool is the Prepaid Visa Card. Dealerships directly benefit from this card program because it provides their customers a valuable financial tool while also enriching the relationship between the dealer and his customer.

Q. How does the Card Program Work?
A. Dealers agree to purchase a set number of prepaid Visa cards from AutoMarket Solutions each month. AutoMarket Solutions sends dealers qualified leads from our Business based Auto-buying program. Dealers then may offer a Visa card, with cash attached, as an after the sale "thank you", to the customer. Dealers have the choice of offering the card or not.

Many of AutoMarket Solutions network of dealers are Buy here-Pay here dealers. As these dealers issue Visa cards to their customers, they can also provide incentives to the customer to have his/her car payment deducted from the card. These customers can insure that there is enough money on their card to make their car payments by having their employer make direct deposits to their card.

Q. How is the card loaded?
A. The AutoMarket Solutions Visa Card is initially loaded at the time of purchase by the car dealership. The minimum load is $25.00 and the maximum load is $500.00 AutoMarket Solutions will collect these funds from the car dealership via a reserve account or ACH from the participating dealer bank account. After the initial load, customers can continue using and reloading the card at thousands of locations around the country. Card users also have the ability of setting up payroll direct deposit, directly through their employer.

Q. Where can the card be used?
A. The card can be used at thousands of locations and ATMs that accept Visa Debit Cards.
Additionally, card holders have the ability to manage their funds on line, pay bills, transfer funds to another bank account , and receive text messaging alerts.
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